Banking and Finance

Legal support in matters of foreign currency loans, WIBOR, SKD and mediation in financial disputes.

Banking and Finance

Our law firm specializes in banking and finance matters, providing legal support to individual clients and businesses. We pay particular attention to foreign currency loans, WIBOR-related clauses, free loan sanctions (SKD), and other issues arising from loan agreements.

We help our clients analyze contracts, verify their compliance with legal provisions, and take legal action to protect their interests. We support them in pursuing claims in court, as well as in negotiations and mediation, which often lead to a faster and less costly resolution of disputes. We have won hundreds of cases against banks.

In the area of ​​banking and finance, we offer, among others:

  • handling matters relating to foreign currency loans,
  • analysis and pursuit of claims related to the incorrect use of the WIBOR index,
  • advice on matters related to the sanction of free credit (SKD),
  • representation in disputes with financial institutions,
  • mediation between clients and banks,
  • verification and negotiation of loan agreements and annexes.

Our priority is to achieve beneficial solutions for our clients, regardless of the complexity of the case.

Frequently Asked Questions (FAQ)

This is a loan indexed or denominated in the Swiss franc (CHF), which in practice involved the risk of a significant increase in debt as a result of changes in exchange rates.

Yes, in many cases loan agreements contain abusive (prohibited) clauses, which gives rise to a right to challenge them in court and assert one's rights.

WIBOR is an indicator that influences loan interest rates. Its use is sometimes questioned because the method of determining it may not be in the best interests of borrowers.

Proceedings usually take 2 to 4 years, but the time may vary depending on the court and the complexity of the case.

Mediation can be effective, especially if both parties are interested in resolving the dispute quickly and amicably.

Office: +48 22 856 36 60

Have any questions? Contact us – we'll respond as quickly as possible.

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Graś and Partners Law Firm, Warsaw

Contact us!

Graś and Partners Law Firm

Bieniewicka 26 Street
01-632 Warsaw

Monday - Friday
9:00 a.m. - 5:00 p.m.